Get instant access to funds with our new
Real-Time Funding!*

Who We Are

Makwa Finance

About Our Company

When life throws you an unexpected expense, we’re here to help you get back on track. At Makwa Finance, we believe everyone should be able to receive the funding they need, regardless of their credit score.

Personal Loan
$ 0
Prepayment Fees
$ 100
Customer Service
0 /7

Why Makwa Finance?

A Better Borrowing Experience

Accelerated Funding

We know time is money. Our online application can be completed in a few minutes, and our proprietary software platform can underwrite your application within seconds. After you’ve signed your loan documents and confirmed your information, funds can be deposited into your bank account as soon as the next business day.*

Penalty-Free Early Payoff

At Makwa Finance, we encourage everyone to take advantage of our Penalty-Free Early Payoff Policy. You can make extra payments toward your principal or pay off the rest of the balance early without the worry of penalty fees. You’ll save money on interest and reduce the overall cost of your loan.

Rewards Program

Our Big Bear Rewards Program is our way of thanking you for choosing us as your lending partner. Members receive expedited approvals and may qualify for higher loan amounts. Additionally, members earn Big Bear Reward Points they can redeem to use towards principal paydown and gift cards!

24/7 Customer Service

We’re here for you at any hour. Whether you need assistance with completing your application, have questions about your Big Bear Rewards, or would like help paying off your loan early, our Customer Success Agents and Loan Specialists are ready to support you anytime by phone or online chat.

Account Security

Your Information is Secured

When you apply for a loan, you’re entrusting us with your most important financial information. That’s why we take the safety of your data very seriously and have implemented state-of-the-art security to authenticate and encrypt your data to ensure its security at all times.